{"id":6245,"date":"2019-10-02T20:59:52","date_gmt":"2019-10-03T00:59:52","guid":{"rendered":"https:\/\/www.ucf.edu\/financial-aid\/?post_type=faq&#038;p=6245"},"modified":"2019-10-02T20:59:52","modified_gmt":"2019-10-03T00:59:52","slug":"what-happens-if-my-federal-direct-grad-plus-loan-credit-check-gets-denied","status":"publish","type":"faq","link":"https:\/\/www.ucf.edu\/financial-aid\/question\/what-happens-if-my-federal-direct-grad-plus-loan-credit-check-gets-denied\/","title":{"rendered":"What happens if my Federal Direct Grad PLUS Loan credit check gets denied?"},"content":{"rendered":"<p>If your credit has been denied for the Federal Direct GRAD PLUS Loan, you will be given options on the www.StudentLoans.gov application to choose from: <\/p>\n<p>I will obtain an endorser* <\/p>\n<ul>\n<li>Choose this option if you would like to add a co-signer. <\/li>\n<li>Students should notify the SFA Loan Department in order for the Grad PLUS loan to be awarded if your credit is approved with an endorser. <\/li>\n<li>Borrowers who required an endorser for approval of the GRAD PLUS loan must sign a new MPN for any supplemental or future GRAD PLUS loan.<\/li>\n<li>Borrowers whose Direct GRAD PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved with an endorser, must also complete a PLUS Counseling before the Direct GRAD PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions <\/li>\n<\/ul>\n<p>I want to appeal the credit decision* <\/p>\n<ul>\n<li>Choose this option if you believe the credit check is inaccurate or you can provide updated information about extenuating circumstances<\/li>\n<li>Students should notify the SFA Loan Department in order for the Grad PLUS loan to be awarded if your appeal has been approved.<\/li>\n<li>Borrowers whose Direct GRAD PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved through a credit appeal, must complete a PLUS Counseling before the Direct PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions. <\/li>\n<\/ul>\n<p>*For instructions on how to appeal or how to reapply using an endorser, please contact the Department of Education\u2019s Applicant Services at 1-800-557-7394 <\/p>\n","protected":false},"template":"","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"tags":[23,22],"class_list":["post-6245","faq","type-faq","status-publish","hentry","tag-grad-plus","tag-loans","topic-types-of-aid"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What happens if my Federal Direct Grad PLUS Loan credit check gets denied?<\/title>\n<meta name=\"description\" content=\"If your credit has been denied for the Federal Direct GRAD PLUS Loan, you will be given options on the www.StudentLoans.gov application to choose from: I\" \/>\n<meta name=\"robots\" content=\"index, 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