{"id":6664,"date":"2019-10-14T13:27:43","date_gmt":"2019-10-14T17:27:43","guid":{"rendered":"https:\/\/www.ucf.edu\/financial-aid\/?page_id=6664"},"modified":"2026-03-26T15:20:55","modified_gmt":"2026-03-26T19:20:55","slug":"parent-plus","status":"publish","type":"page","link":"https:\/\/www.ucf.edu\/financial-aid\/types\/loans\/parent-plus\/","title":{"rendered":"Federal Direct Parent PLUS Loan"},"content":{"rendered":"\t\t\t<section class=\"ucf-section ucf-section-federal-changes-impacting-financial-aid \" data-section-link-title=\"Federal Changes\" aria-label=\"Federal Changes\">\n\t\t\t\t\t\t\t\t<div class=\"alert alert-danger px-0 py-sm-4 mb-0\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"row justify-content-lg-center\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"text-center mb-3 mb-sm-0 pr-md-4 col-sm-auto\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<span class=\"text-danger fa-4x fa fa-exclamation-circle\" aria-hidden=\"true\"><\/span>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"align-self-sm-center col-sm col-lg-9\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p class=\"mb-2\"><strong class=\"d-block h5 mb-0 letter-spacing-3 text-uppercase\">Federal Changes Impacting Financial Aid<\/strong><\/p>\n<p>On July 4, 2025, legislation (One Big Beautiful Bill\/H.R. 1- <a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/house-bill\/1\/text\">An act to provide reconciliation<\/a>) was signed into law by President Trump. This act has implications for the administration of federally funded student aid starting on July 1, 2026. For more information on the impact on Federal Financial Aid visit <a href=\"https:\/\/www.ucf.edu\/financial-aid\/upcoming-federal-changes-impacting-financial-aid\/\">Federal Changes Impacting Financial Aid<\/a><\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p class=\"lead mb-4 pb-4\">The Federal Parent PLUS Loan is a credit based federal loan for parents (biological, adoptive, or in some cases stepparent) of eligible dependent students. Interest that accrues on the loan is not subsidized by the federal government. For interest rates, please refer to the\u00a0<a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/interest-rates\" target=\"_blank\" rel=\"noopener\">Federal Student Aid Interest Rates<\/a> website and the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/document\/loan-comparison-chart\/\" target=\"_blank\" rel=\"noopener\">Loan Comparison Chart<\/a>. Repayment can be <a href=\"https:\/\/studentaid.gov\/sites\/default\/files\/direct-loan-basics-parents.pdf\" target=\"_blank\" rel=\"noopener\">deferred while the student is enrolled in school<\/a> for at least half-time.<\/p>\n\t\t\t<\/div>\n\t\t\n<section id=\"parent-eligibility\" class=\"auto-section\" data-section-link-title=\"Eligibility\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 id=\"eligibility\" class=\"mb-4 pb-2\">Eligibility Requirements<\/h2>\n<p class=\"mb-0\"><strong>You must be a parent of a dependent who meets the following requirements:<\/strong><\/p>\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\" col-lg-8 col-xl-9\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<ul>\n<li>Complete the <a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noopener\">Free Application for Federal Student Aid (FAFSA)<\/a> and meet federal eligibility requirements of U.S. citizenship or eligible non-citizenship status.<\/li>\n<li>Be degree-seeking. Be enrolled for at least 6 Â鶹ӳ»­´«Ã½ credit hours per semester that count toward degree completion as an undergraduate. At time of disbursement, student must actively be attending at least 6 Â鶹ӳ»­´«Ã½ hours.<\/li>\n<li>You must also accept\/decline the Federal Direct Stafford loan awards (subsidized and\/or unsubsidized) listed on your Award File. <strong>Leaving these awards in an offered status will prevent the PLUS loan from being processed.<\/strong><\/li>\n<li>If you were awarded a Federal Parent PLUS Loan during this academic year at another institution, make sure that the remainder of that loan is canceled before applying for a loan at Â鶹ӳ»­´«Ã½.<\/li>\n<li>Meet the standards of <a href=\"https:\/\/www.ucf.edu\/financial-aid\/policies\/satisfactory-academic-progress\/\" target=\"_blank\" rel=\"noopener\">Satisfactory Academic Progress (SAP)<\/a>.<\/li>\n<li>Understand that total aid cannot exceed the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/cost\/\" target=\"_blank\" rel=\"noopener\">cost of attendance<\/a>. Other aid (Scholarships, fellowships, waivers, etc.) affects financial aid eligibility.<\/li>\n<\/ul>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\" col-lg-4 col-xl-3\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<section class=\"ucf-section ucf-section-general-eligibility-callout mb-4 mb-md-5\">\n\t\t\t\t\t\t\t\t<div class=\"card card-outline-info\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card-block d-flex align-items-start\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<span class=\"lead mr-3 d-flex align-items-start\">\t\t\t<span class=\"fa fa-info-circle text-info\" aria-hidden=\"true\"><\/span>\n\t\t<\/span><br \/>\n<span>Before you apply for any type of financial assistance, make sure you meet the <a href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/eligibility\/\">general eligibility requirements<\/a>.<\/span><br \/>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n<section id=\"parent-apply\" class=\"auto-section\" data-section-link-title=\"Apply\">\t\t\t<div class=\"jumbotron jumbotron-fluid bg-primary mb-0\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"h1 font-slab-serif mb-4 pb-2\">How to Apply for the Federal Direct Parent PLUS Loan<\/h2>\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"pr-lg-5 pr-xl-0 col-lg-7\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<ol class=\"section-list icon-list icon-list-numbered\"><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong><a class=\"bg-primary-link\" href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\" target=\"_blank\" rel=\"noopener\">File the FAFSA<\/a><\/strong> with your student. Use the school code <strong>003954<\/strong> when applying. Â鶹ӳ»­´«Ã½&#8217;s priority date for filing the FAFSA is <strong>December 1<\/strong>.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>Complete the Federal Direct Parent PLUS Loan application<\/strong> within 90 days of each semester.*<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>Once the application is completed the U.S. Department of Education will conduct a credit review.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>After notification that the loan application has been processed and approved, you must <strong>complete the online Direct Parent PLUS Loan <a class=\"bg-primary-link\" href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/master-promissory-note\/\" target=\"_blank\" rel=\"noopener\">Master Promissory Note (MPN)<\/a><\/strong> if this is your first time borrowing a Federal Direct Parent PLUS loan at Â鶹ӳ»­´«Ã½, or if you had an endorser on your previous loan.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>The U.S Department of Education will notify Â鶹ӳ»­´«Ã½ of the credit decision. Please allow at least <strong>3-4 weeks<\/strong> for award processing and tuition and fee deferment.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-secondary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p>We will begin processing loans for the upcoming year after <strong>July<\/strong>.<\/p>\n<\/div><\/li><\/ol>\n\t\t\t<a class=\"btn btn-secondary btn-lg\"\n\t\t\thref=\"https:\/\/studentaid.gov\/plus-app\/parent\/landing\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tApply for Parent PLUS \t\t\t<span class=\"fa fa-external-link\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"pl-xl-5 mt-4 mt-lg-0 col-lg-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card border-0 mb-4 small\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"card-block pb-2 pt-4 px-4 pb-sm-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h3 class=\"h6 letter-spacing-3 text-uppercase mb-3 mt-2\">*PLUS Loan Award Year<\/h3>\n<p class=\"mb-0\">On Section 2 of the loan application, you must select the appropriate Award Year that corresponds with the loan period for which you are applying. If the Award Year does not correspond to the appropriate Loan Period dates, your loan will not be awarded.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"card-block p-0 px-sm-4 pb-sm-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<section class=\"ucf-section ucf-section-loan-award-year \" data-section-link-title=\"Loan Award Year Periods\" aria-label=\"Loan Award Year Periods\">\n\t\t\t\t\t<p>&nbsp;<\/p>\n<table class=\"table-sm mb-0 table\">\n<caption class=\"sr-only\">Loan award year periods<\/caption>\n<thead>\n<tr>\n<th style=\"width: 725px\">Loan Period<\/th>\n<th style=\"width: 348px\">Start Date<\/th>\n<th style=\"width: 318px\">End Date<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fall 2025<\/td>\n<td>8\/18\/25<\/td>\n<td>12\/06\/25<\/td>\n<\/tr>\n<tr>\n<td>Fall 2025<br \/>\n&amp; Spring 2026<\/td>\n<td>8\/18\/25<\/td>\n<td>5\/05\/26<\/td>\n<\/tr>\n<tr>\n<td>Spring 2026<\/td>\n<td>1\/12\/26<\/td>\n<td>5\/05\/26<\/td>\n<\/tr>\n<tr>\n<td>Summer 2026<\/td>\n<td>5\/11\/26<\/td>\n<td>7\/31\/26<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"jumbotron jumbotron-fluid bg-faded mb-0\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"mb-4 mb-sm-5\">Parent PLUS Loan Borrowing Limit<\/h2>\n<h4 class=\"mb-4 mb-sm-5 text-danger-aw\">Effective July 1, 2026<\/h4>\n<p>Beginning July 1, 2026, new Parent PLUS Loan borrowers will be subject to annual and lifetime borrowing limits. Under these regulations:<\/p>\n<ul>\n<li>Parents may borrow <strong>up to $20,000 per year<\/strong> for each dependent undergraduate student.<\/li>\n<li>Parents may borrow a <strong>maximum total of $65,000 per student<\/strong> over the course of the student\u2019s undergraduate enrollment.<\/li>\n<\/ul>\n<p>These borrowing limits apply to new Parent PLUS Loan borrowers starting on or after July 1, 2026. Parent PLUS Loan borrowers who have borrowed before July 1, 2026 may be able to borrow up to their dependent student\u2019s unmet Cost of Attendance with no lifetime borrowing limit.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n<section id=\"parent-loan-denials-counseling\" class=\"auto-section\" data-section-link-title=\"Loan Denials &amp; Counseling\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2 class=\"mb-4 mb-sm-5\">Parent PLUS Loan Denials &amp; Counseling<\/h2>\n<h3 class=\"h4 mb-4\">Loan Denials<\/h3>\n<p>A dependent student whose parent has been denied a Parent PLUS loan during the current aid year may be eligible to receive Federal Stafford loans at the independent level with proof of Parent PLUS loan denial from the lender. A Parent PLUS loan letter of denial from the lender is only valid for one aid year.<\/p>\n<p>If your credit has been denied for the Parent PLUS Loan, you will be given four options on the <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">Direct Loan website<\/a> application to choose from:<\/p>\n<ol class=\"section-list icon-list icon-list-numbered\"><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>I do not wish to pursue a PLUS loan at this time.<\/strong><\/p>\n<p>The additional Federal Direct Unsubsidized Stafford loan will automatically be offered to the student, in which the student may choose to accept, reduce, or decline the loan through the myÂ鶹ӳ»­´«Ã½ View Financial Aid \u201cAccept\/Decline Awards.\u201d Please allow at least two weeks for processing the additional offered loan upon receipt of a PLUS denial.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>Undecided.<\/strong><\/p>\n<p>The additional Federal Direct Unsubsidized Stafford loan will automatically be offered to the student, in which the student may choose to accept, reduce, or decline the loan through the myÂ鶹ӳ»­´«Ã½ View Financial Aid \u201cAccept\/Decline Awards.\u201d Please allow at least two weeks for processing the additional offered loan upon receipt of a PLUS denial.<\/p>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>I will obtain an endorser.*<\/strong><\/p>\n<ul class=\"mb-4\">\n<li>Choose this option if you would like to add a co-signer.<\/li>\n<li>Parents must notify the SFA Loan Department in order for the PLUS loan to be awarded if your credit is approved with an endorser.<\/li>\n<li>Borrowers who required an endorser for approval of the PLUS loan must sign.<\/li>\n<li>Borrowers whose Direct PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved with an endorser, must complete a PLUS Counseling before the Direct PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions**.<\/li>\n<li>If we do not receive an update for a credit approval within 3-4 weeks, the additional Federal Direct Unsubsidized Stafford loan will automatically be offered to the student, in which the student may choose to accept, reduce, or decline the loan through the myÂ鶹ӳ»­´«Ã½ View Financial Aid \u201cAccept\/Decline Awards.\u201d<\/li>\n<\/ul>\n<\/div><\/li><li class=\"icon-list-item\">\n\t\t<span class=\"icon-list-bullet icon-list-bullet-number bg-primary\" aria-hidden=\"true\"><\/span>\n\t\n\t<div class=\"icon-list-item-content\"><p><strong>I want to appeal the credit decision.*<\/strong><\/p>\n<ul class=\"mb-4\">\n<li>Choose this option if you believe the credit check is inaccurate or you can provide updated information about extenuating circumstances.<\/li>\n<li>Parents must notify the SFA Loan Department in order for the PLUS loan to be awarded if your appeal has been approved.<\/li>\n<li>Borrowers whose Direct PLUS Loan credit checks are denied on or after March 29th, 2015 and then approved through a credit appeal, must complete a PLUS Counseling before the Direct PLUS Loan can be disbursed. The U.S. Department of Education will notify the borrower about the PLUS Counseling instructions**.<\/li>\n<li>If we do not receive an update for a credit approval within 3- 4 weeks, the additional Federal Direct Unsubsidized Stafford loan will automatically be offered to the student, in which the student may choose to accept, reduce, or decline the loan through the myÂ鶹ӳ»­´«Ã½ View Financial Aid \u201cAccept\/Decline Awards.\u201d<\/li>\n<\/ul>\n<\/div><\/li><\/ol>\n<p>*For instructions on how to appeal or how to reapply using an endorser, please contact the Department of Education\u2019s Applicant Services at <a href=\"tel:18005577394\">1-800-557-7394<\/a>. If the PLUS credit decision is approved after the parent appeals or reapplies with an endorser, the student is no longer eligible to receive the additional Unsubsidized Stafford loan.<\/p>\n\t\t\t<section class=\"ucf-section ucf-section-plus-counseling mt-4 mt-sm-5\" data-section-link-title=\"PLUS Credit Counseling\" aria-label=\"PLUS Credit Counseling\">\n\t\t\t\t\t<h3 class=\"h4\">PLUS Counseling<\/h3>\n<p>PLUS Counseling is required if the U.S. Department of Education has informed you that you have an adverse credit history and you have obtained an endorser or documented to the satisfaction of the U.S. Department of Education that there are extenuating circumstances related to your adverse credit history.<\/p>\n<p>PLUS Counseling can be completed voluntarily at any time. If PLUS Counseling is completed voluntarily and you are determined to have an adverse credit history by the U.S. Department of Education within 30 days of PLUS Counseling completion, your PLUS Counseling requirement will be considered to be fulfilled.<\/p>\n<p>The Department of Education will email the borrower instructions on how to complete the PLUS Counseling. However, borrowers may also access the PLUS Counseling after they <a href=\"https:\/\/studentaid.gov\/\" target=\"_blank\" rel=\"noopener\">login<\/a> by selecting PLUS Counseling from the menu, then selecting Parent PLUS to complete the counseling.<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n<section id=\"info-for-recipients\" class=\"auto-section\" data-section-link-title=\"Information for Recipients\">\t\t\t<div class=\"container my-4 my-sm-5\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h2>Information for Parent PLUS Loan Recipients<\/h2>\n\t\t\t<section class=\"ucf-section ucf-section-disbursement mt-4 mt-sm-5\" data-section-link-title=\"Disbursement\" aria-label=\"Disbursement\">\n\t\t\t\t\t<h3 class=\"h4\">Disbursement of Loan<\/h3>\n<p>Disbursement of financial aid is the process in which financial aid awards (scholarships, grants, loans, etc.) are posted to the student\u2019s account. As this process takes place, students may see changes to their anticipated aid, awards, and charges. <a href=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/disbursement\/\" rel=\"noopener\" target=\"_blank\">Learn more about loan disbursements<\/a>.<\/p>\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<section class=\"ucf-section ucf-section-loan-adjustment-reinstatement my-4 mt-sm-5\" data-section-link-title=\"Loan Adjustment and Reinstatement\" aria-label=\"Loan Adjustment and Reinstatement\">\n\t\t\t\t\t<h3 class=\"h4\">Loan Adjustment and Reinstatement<\/h3>\n\t\t\t<div class=\"row mb-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\" col-lg-6\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<p>The online <strong>Loan Adjustment Request<\/strong> form is available at the start of each semester up until the adjustment\/reinstatement deadline.<\/p>\n<p>If you would like your PLUS loan eligibility reviewed for either an increase or reinstatement, you may submit an online Loan Adjustment Request Form by the deadlines listed.<\/p>\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-lg-0 col-lg-5 offset-lg-1\"\n\t\t\t\t\t\t>\n\t\t\t\t\n<h4 class=\"h6 text-uppercase mb-4\">2025-2026 Award Year Deadlines<\/h4>\n<table class=\"table table-bordered\">\n<caption class=\"sr-only\">Deadlines for loan adjustment and reinstatement for the 2019-2020 award year<\/caption>\n<thead class=\"bg-faded\">\n<tr>\n<th>Loan Period<\/th>\n<th>Adjustment \/ Reinstatement Deadline<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fall 2025<\/td>\n<td>11\/19\/2025<\/td>\n<\/tr>\n<tr>\n<td>Spring 2026<\/td>\n<td>04\/14\/2026<\/td>\n<\/tr>\n<tr>\n<td>Summer 2026<\/td>\n<td><span data-teams=\"true\">07\/17\/2026<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n\t\t\t<\/div>\n\t\t\n<\/section>\n\t\t\t<section class=\"ucf-section ucf-section-cta-bar-apply-types-receive \">\n\t\t\t\t\t\t\t\t<div class=\"jumbotron jumbotron-fluid bg-primary my-0 text-center\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"container\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"row\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/apply\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-pencil-square-o text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tApply for Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Start the process of applying for financial aid.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/types\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-list-ul text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tTypes of Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Learn more about the different types of aid.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<div class=\"mt-4 mt-md-0 col-md-4\"\n\t\t\t\t\t\t>\n\t\t\t\t\n\t\t\t<a class=\"d-inline-block text-decoration-none hover-parent\"\n\t\t\thref=\"https:\/\/www.ucf.edu\/financial-aid\/receive\/\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\n<div>\t\t\t<span class=\"fa fa-5x fa-usd text-secondary hover-child-text-white mb-2\" aria-hidden=\"true\"><\/span>\n\t\t<\/div>\n<div>\t\t\t<span class=\"badge badge-pill badge-inverse px-3 mb-2 text-center\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t>\n\t\t\t\tReceive Aid\t\t\t<\/span>\n\t\t<\/div>\n<div class=\"text-secondary pt-2 font-italic font-slab-serif\">Ready to receive your aid? Follow these steps.<\/div>\n\t\t\t<\/a>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/section>\n\t\t\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":6609,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-fullscreen.php","meta":{"_acf_changed":false,"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-6664","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Federal Direct Parent PLUS Loan | Â鶹ӳ»­´«Ã½ Office of Student Financial Assistance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ucf.edu\/financial-aid\/types\/loans\/parent-plus\/\" \/>\n<meta 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